When "pre-existing" applies:

Pre-existing medical conditions will apply if you enroll in the protection plan more than 21 days after making your initial trip deposit. "Pre-existing Condition" means any injury, sickness or condition (including any condition from which death ensues) of you or your traveling companion, you and/or your traveling companion's family member or your business partner which within the sixty (60) day period prior to the effective date of your trip cancellation coverage under this protection plan:

1. manifested itself, became acute or exhibited symptoms which would have caused one to seek diagnosis, care or treatment;
2. required taking prescribed drugs or medicine, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription; or
3. required medical treatment or treatment was recommended by a legally qualified physician.

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